Pet Insurance – Frequently Asked Questions

You probably have it for your car, your kids, and your house. But what about your pets? While pet insurance is popular in other parts of the world, research shows that less than 2% of pets in the United States are enrolled in a pet insurance program. However, pet enrollment is on the rise and veterinarians believe that is a good thing! Insurance helps to take the financial burden off of owners, allowing their pets to receive the care that is necessary to ensure a long and happy life.

What is pet insurance?

Pet insurance pays, partly or in total, for veterinary treatment of the insured person’s ill or injured pet. The owner enrolls their pet or pets based on their selected deductible and pays a monthly premium to the insurance company. Many pet insurance companies will allow owners to chose a higher deductible in exchange for a lower premium or vice-versa.

How can I decide what policy is right for my pet and budget?

Many insurance companies allow you to complete a quick and easy quote calculator before purchasing a plan.  Most pet insurance companies will require your pet to enter a mandatory waiting period before coverage begins. Plans vary, some require no waiting period, others require two weeks and some even require one month. This is to help prevent fraudulent customers.

How can I browse pet insurance companies?

We recommend visiting this site to help make an informed and objective decision on what company offers the right coverage for you. Diamond Hill Animal Clinic does not officially endorse any pet insurance company.

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